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Best Mortgage Broker in San Diego CA

At Community Mortgage we focus on educating borrowers about the loan process and keeping you informed during the process
Opening at 9:00 AM
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Home Purchase Loan San Diego

There may be no better time to buy a home than today. When you consider today’s current record-breaking interest rates, buying a home is more affordable than ever. And buyers are paying attention. The National Association of Realtors® has reported gains in new housin...

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If you’ve been thinking about buying a home, this may be the perfect time to move.Consider that today’s mortgage rates are at the lowest point in history. Although we’ve maneuvered some unprecedented times economically, the upside for home buyers is the availability of historically low rates. And...

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Did we help you close on your forever home? Tell us about your experience on Findamortgagebroker.com.

Buying a home is one of the most important investments you’ll ever make but it can be a puzzling process. Don’t go at it alone – we’re your expert guide throughout the home buying journey.

Don’t let hidden fees blow your budget! When you work with an independent mortgage broker (like me) you get a true ally in your home search. I’ll walk you through your loan options, then help you choose the one that’s best for your bottom line. Message me to get started!

Mortgage brokers are licensed experts who specialize only in mortgages. Call our experts today to get started on your home loan!

Retail mortgage rates leaving a lot to be desired? You’re not alone, and you’re not out of options! Wholesale brokers (like me!) can shop multiple lenders to find the most competitive rates on the market. DM me to see how much you could save!

Have questions about divorce and your mortgage? Please reach out, don’t go it alone. I can help you transition to the next chapter smoothly. DM me to get started.

Apply for your new home from the comfort of your current one. Working with me gives you access to a secure online application, digital document gathering tools and more. Your path to home ownership could be easier than you think! DM me to get started!


Testimonials

a week ago
Jamie, Aryn & La Ray at Community Mortgage make an outstanding team! They truly care about what is best for you and your family. They continue to prove to be lifelong partners for your family. We bought our first home four years ago and were new to the process. They walked us through everything and took care of us. We were very pleased with how easy they made our loan experience. Now a few years later, we refinanced and they helped us yet again. They are very involved in the process to ensure everything is taken care of. Thank you for your excellent communication and for all your help! We are SO happy we refinanced and that you were able to save us so much money for our family!
coastaljules1
a month ago
Community Mortgage is fantastic! They have a good team of people that work here. I have been working with them for a little over 10 years now. I have used them to buy my house and refinance my house 2 times now. They have always given me excellent customer service and made my refinance go quickly and smoothly. They also email regularly with current home market information which I like because they keep you in the loop so you don't miss out on a potentially good opportunity to refinance or help you make the decision if it is a good time to buy or sell. I would recommend Community Mortgage to anyone who is looking into buying or refinance a home.
Alex
a week ago
My wife and I are first time home buyers, so naturally we had a ton of questions regarding the lending process. The community mortgage team (Jamie, Emily, Aryn) were fantastic to work with. They were extremely accommodating and explained thoroughly on what to expect during the process, which put us at ease! They even went above and beyond by reached out to listing agent to provide assurance that we were strong borrowers which may help winning an offer in a competitive market. They responded to all my questions as thoroughly as possible and always in a timely manner. Because of their guidance, our financing process were as smooth as it can be. We look forward to working with them again in future real estate transactions.
- Chao L

#1 Mortgage Lender in San Diego CA

Would you like to live in your own house? Do you have the money to pay for it? If you don’t, don’t worry. We at Community Mortgage can help you. 

Community Mortgage is the best San Diego mortgage company that you can trust. 

We specialize in helping our customers in the complicated mortgage process; especially we guide our first-time borrowers and persons with challenging credits. 

If your dream is to buy your own house, call us, we at Community Mortgage, your mortgage company near me, will explain to you the confusing mortgage process and will help you to obtain your loan.
We know that asking for a loan is a very difficult financial decision, considering that it involves your family’s financial stability. 

That is why you have to be informed before taking a tough decision. We at Community Mortgage, your San Diego mortgage lender, educate our borrowers about the lending process and accompany them during all the activities.
With years of experience in the mortgage industry, we know how to make the process fast, accessible, and pleasant considering that there is a lot of paperwork involved. 

What you have to do first is to schedule a consultation with your San Diego mortgage broker, who will help you define your mortgage plan. 

When the plan is ready, and you are sure of the big step you are going to take, you have to apply for the pre-approval, and the process starts. 

Our mortgage broker near me 
professionals at Community Mortgage can advise you when choosing the house you want to buy. 

You also have to choose the type of financing options you may select. There is a variety of mortgage loan programs.
 
At Community Mortgage we offer the following loan options: 

  • Home Loans
  • Conventional Loans
  • FHA Loans
  • Super Conforming Mortgages
  • VA Loans
  • Jumbo Loans
  • Reverse Mortgages
  • Home Purchase
  • Refinance

The lending requirements are difficult to fulfill and banks try not to authorize loans to borrowers that do not comply with certain criteria. 
 
The mortgage company San Diego citizens suggest to first-time borrowers is Community Mortgage. We can suggest the lender you have to choose who will give you a mortgage loan with acceptable payment terms and at an affordable interest rate. 
 
Some mortgage brokers San Diego has suggested you refinance your previous mortgage. You can refinance it and change the interest rate you are now paying for a lower one or you can ask for a different loan term. When you refinance your loan you can pay less and at the same time, you improve your credit status. 

You can also apply to a conventional mortgage loan that is not issued by the government through FHA or VA. In a conventional loan, you can have fixed or adjustable rates, with terms of 30, 20 or 15 years to pay it. In any case, you have to make a down payment of 3 to 20 percent of the total loan. 

To have your application approved, it is necessary to have a good credit score. It is also required to have enough income to afford the payments which represent less than 31 percent of your income.
Whenever you are ready to apply for your mortgage loan, call us, remember, we are the mortgage brokers San Diego citizens trust. 

Community Mortgage
814 Morena Blvd #310 San Diego, CA 92110
(619) 692-3630

The best mortgage broker in San Diego is Community Mortgage and they serve all of San Diego, California.

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Contact

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  • (619) 762-3911
  • (619) 692-3630

Address

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814 Morena Boulevard #310
San Diego, California 92110
United States

Business Hours

Mon:9:00 AM – 6:00 PM
Tue:9:00 AM – 6:00 PM
Wed:9:00 AM – 6:00 PM
Thu:9:00 AM – 6:00 PM
Fri:9:00 AM – 6:00 PM
Sat:Closed
Sun:Closed
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