Would you like to live in your own house? Do you have the money to pay for it? If you don’t, don’t worry. We at Community Mortgage can help you.
Community Mortgage is the best San Diego mortgage company that you can trust.
We specialize in helping our customers in the complicated mortgage process; especially we guide our first-time borrowers and persons with challenging credits.
If your dream is to buy your own house, call us, we at Community Mortgage, your mortgage company near me, will explain to you the confusing mortgage process and will help you to obtain your loan.
We know that asking for a loan is a very difficult financial decision, considering that it involves your family’s financial stability.
That is why you have to be informed before taking a tough decision. We at Community Mortgage, your San Diego mortgage lender, educate our borrowers about the lending process and accompany them during all the activities.
With years of experience in the mortgage industry, we know how to make the process fast, accessible, and pleasant considering that there is a lot of paperwork involved.
What you have to do first is to schedule a consultation with your San Diego mortgage broker, who will help you define your mortgage plan.
When the plan is ready, and you are sure of the big step you are going to take, you have to apply for the pre-approval, and the process starts.
Our mortgage broker near me
professionals at Community Mortgage can advise you when choosing the house you want to buy.
You also have to choose the type of financing options you may select. There is a variety of mortgage loan programs.
- Home Loans
- Conventional Loans
- FHA Loans
- Super Conforming Mortgages
- VA Loans
- Jumbo Loans
- Reverse Mortgages
- Home Purchase
The lending requirements are difficult to fulfill and banks try not to authorize loans to borrowers that do not comply with certain criteria.
The mortgage company San Diego citizens suggest to first-time borrowers is Community Mortgage. We can suggest the lender you have to choose who will give you a mortgage loan with acceptable payment terms and at an affordable interest rate.
Some mortgage brokers San Diego has suggested you refinance your previous mortgage. You can refinance it and change the interest rate you are now paying for a lower one or you can ask for a different loan term. When you refinance your loan you can pay less and at the same time, you improve your credit status.
You can also apply to a conventional mortgage loan that is not issued by the government through FHA or VA. In a conventional loan, you can have fixed or adjustable rates, with terms of 30, 20 or 15 years to pay it. In any case, you have to make a down payment of 3 to 20 percent of the total loan.
To have your application approved, it is necessary to have a good credit score. It is also required to have enough income to afford the payments which represent less than 31 percent of your income.
Whenever you are ready to apply for your mortgage loan, call us, remember, we are the mortgage brokers San Diego citizens trust.
814 Morena Blvd #310 San Diego, CA 92110
The best mortgage broker in San Diego
is Community Mortgage and they serve all of San Diego, California.
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