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Best Mortgage Broker in San Diego CA

At Community Mortgage we focus on educating borrowers about the loan process and keeping you informed during the process
Opening at 9:00 AM on Monday
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Updates

Comparing Conventional Loans with Government-backed Loans in San Diego

Mortgage loans are divided into 2 categories – “conventional” and “government-backed” home loans. The following is a breakdown of the two types of home loans and who they’re best suited for:

• Conventional loans – these are ...

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Conventional Loan Requirements in San Diego for 2021

When people hear the term “mortgage”, they usually think of conventional loans or a home loan that isn’t backed or offered by the Federal Government. Instead, these loans are offered by banks, credit unions, mortgage companies, and other priva...

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How are San Diego Conventional Loans cheaper in the Long Run?

Sometimes, making a quick and easy financial decision can be difficult, especially when you’re trying to determine if a conventional loan or other type of home loan would be the better choice in your situation. In reality, this depend...

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Can You get a VA Loan if You Have Bad Credit in San Diego?

Yes, it’s possible to get approved for a VA home loan even if you have bad credit. Most individuals are aware of how their credit score can negatively or positively impact their ability to get approved for a home loan. Although most home...

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VA Home Loan Eligibility in San Diego: Minimum Credit Score

VA home loans are guaranteed by the Department of Veterans Affairs and are issued through a network of approved lenders. The loan program was created for service members, surviving spouses, and veterans. One of the more common questions...

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National Guard Members and Reservists now eligible for VA Loans in San Diego

For all intents and purposes, 2020 is a year that many of us would like to forget. But 2021 is off to a much better start, especially for National Guard Members. As of January 1st, National Guard members and Reservists ...

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What do Appraisers look for when Refinancing Your Home in San Diego?

A home appraisal is usually required when you want to refinance your current mortgage. However, that isn’t always the case. Appraisals are professional assessments of the value of your home that lenders use so you cannot borrow...

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How does a Loan Modification differ from Mortgage Refinancing in San Diego?

If the economic fallout from the COVID-19 pandemic has drained your emergency savings, a loan modification or refinancing your home are two ways that you can save money by lowering your monthly home loan payments.

Loan ...

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Refinancing Your Home and Retirement in San Diego

In the US today, a couple’s retirement savings falls nearly 42% short of covering their living expenses. So, the question arises, is being mortgage-free by the time you retire a reasonable goal? In reality, your home mortgage will probably be you...

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Testimonials

4 days ago
It was very pleasant to work with Community Mortgage for my refinance. They were professional and very responsive and that's very important to me. They answered my questions thoroughly and got the job done quickly. Highly recommend it.
- Karl M
5 months ago
Jamie, Aryn & La Ray at Community Mortgage make an outstanding team! They truly care about what is best for you and your family. They continue to prove to be lifelong partners for your family. We bought our first home four years ago and were new to the process. They walked us through everything and took care of us. We were very pleased with how easy they made our loan experience. Now a few years later, we refinanced and they helped us yet again. They are very involved in the process to ensure everything is taken care of. Thank you for your excellent communication and for all your help! We are SO happy we refinanced and that you were able to save us so much money for our family!
coastaljules1
4 days ago
Jamie was very professional and always responded to my questions or concerns right away. We even thought it was too good to be true and doubted it’s a scam. Highly recommended😊
- Yuka W

#1 Mortgage Lender in San Diego CA

Would you like to live in your own house? Do you have the money to pay for it? If you don’t, don’t worry. We at Community Mortgage can help you. 

Community Mortgage is the best San Diego mortgage company that you can trust. 

We specialize in helping our customers in the complicated mortgage process; especially we guide our first-time borrowers and persons with challenging credits. 

If your dream is to buy your own house, call us, we at Community Mortgage, your mortgage company near me, will explain to you the confusing mortgage process and will help you to obtain your loan.
We know that asking for a loan is a very difficult financial decision, considering that it involves your family’s financial stability. 

That is why you have to be informed before taking a tough decision. We at Community Mortgage, your San Diego mortgage lender, educate our borrowers about the lending process and accompany them during all the activities.
With years of experience in the mortgage industry, we know how to make the process fast, accessible, and pleasant considering that there is a lot of paperwork involved. 

What you have to do first is to schedule a consultation with your San Diego mortgage broker, who will help you define your mortgage plan. 

When the plan is ready, and you are sure of the big step you are going to take, you have to apply for the pre-approval, and the process starts. 

Our mortgage broker near me 
professionals at Community Mortgage can advise you when choosing the house you want to buy. 

You also have to choose the type of financing options you may select. There is a variety of mortgage loan programs.
 
At Community Mortgage we offer the following loan options: 

  • Home Loans
  • Conventional Loans
  • FHA Loans
  • Super Conforming Mortgages
  • VA Loans
  • Jumbo Loans
  • Reverse Mortgages
  • Home Purchase
  • Refinance

The lending requirements are difficult to fulfill and banks try not to authorize loans to borrowers that do not comply with certain criteria. 
 
The mortgage company San Diego citizens suggest to first-time borrowers is Community Mortgage. We can suggest the lender you have to choose who will give you a mortgage loan with acceptable payment terms and at an affordable interest rate. 
 
Some mortgage brokers San Diego has suggested you refinance your previous mortgage. You can refinance it and change the interest rate you are now paying for a lower one or you can ask for a different loan term. When you refinance your loan you can pay less and at the same time, you improve your credit status. 

You can also apply to a conventional mortgage loan that is not issued by the government through FHA or VA. In a conventional loan, you can have fixed or adjustable rates, with terms of 30, 20 or 15 years to pay it. In any case, you have to make a down payment of 3 to 20 percent of the total loan. 

To have your application approved, it is necessary to have a good credit score. It is also required to have enough income to afford the payments which represent less than 31 percent of your income.
Whenever you are ready to apply for your mortgage loan, call us, remember, we are the mortgage brokers San Diego citizens trust. 

Community Mortgage
814 Morena Blvd #310 San Diego, CA 92110
(619) 692-3630

The best mortgage broker in San Diego is Community Mortgage and they serve all of San Diego, California.

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Contact

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  • (619) 762-3911
  • (619) 692-3630

Address

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814 Morena Boulevard #310
San Diego, California 92110
United States

Business Hours

Mon:9:00 AM – 6:00 PM
Tue:9:00 AM – 6:00 PM
Wed:9:00 AM – 6:00 PM
Thu:9:00 AM – 6:00 PM
Fri:9:00 AM – 6:00 PM
Sat:Closed
Sun:Closed
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